RV INSURANCE
It’s easy to save
on your RV insurance!
Already insured with iA Auto and Home?
Stack up the discounts and save!*
Average savings of $565
Multi-product savings
Bundle your car, home and recreational vehicle insurance and save!
Up to 15% off
Multi-vehicle discount
Insure another car or recreational vehicle and save!
Up to 10% off
Exclusive discounts for iA clients
Get an additional discount if you have other products with iA Financial Group, such as life, disability or critical illness insurance, savings products, etc.
Even more savings!
Other discounts
Other discounts available: anti-theft, driving experience, claims-free, etc.
Quick and easy claims!
When something happens, we’re here to help. Count on our expert advice and assistance for your RV insurance claims.
- 24/7 claims service
- Reassuring and immediate support
- One of the fastest claim payment times on the market
RV insurance: the joys of a mobile vacation
Worry-free travel in your motorhome! Take to the road with peace of mind thanks to RV insurance from iA Auto and Home Insurance. In Quebec, you are required to insure your RV for civil liability. You may also add comprehensive coverage against collision, fire, theft and vandalism—regardless of the age of your RV. Finally, the Automax rider can enhance your coverage by limiting the consequences of any potential incident on your trip!
Basic Coverage
Mandatory
Civil liability
As with any vehicle, this type of coverage is required to drive an RV.
It covers damage caused to your vehicle for which you are not responsible, and damage caused to other vehicles for which you are held responsible.
Risk of collision and upset
Are you familiar with the expression “two way” insurance? This essential coverage compensates you for damage in the event of an at-fault collision, a rollover or if you are the victim of a hit and run. And you pay no deductible if you are not at fault for the collision.
This coverage, also called Chapter B2, is strongly recommended and may be mandatory if your vehicle is financed.
All perils other than collision or upset
This option covers the damage caused to your vehicle beyond collision and upset. This includes events such as theft, fire, vandalism, broken windshield or damage caused by bad weather.
Also known as Chapter B3, it is strongly recommended and may be mandatory if your vehicle is financed.
Additional coverage
Automax
Automax is an all-in-one coverage that bundles and enhances the most popular options.
- Lost or stolen keys
- Travel expenses
- Borrowed or rental vehicles
Travel and related expenses
This coverage, which is included with Automax, covers any expenses incurred following a covered loss to your RV.
Accommodation expenses are reimbursed up to $1,500, and car rental fees up to $3,000.
Q.E.F 20AIndividual insurance
This coverage, which is also included with Automax, provides compensation up to $15,000 in the event that you or your spouse dies or is dismembered in a car accident, whether you are the primary driver, passenger or a pedestrian.
Q.E.F 34
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An Advice Zone article to support you every day
Frequently Asked Questions
What insurance coverage do I need for my RV?
The Insurance Act of Quebec requires a recreational vehicle, like any vehicle, to have at minimum civil liability insurance. This insurance covers against damage to your RV in the event of a collision that takes place in the province of Quebec for which you are not responsible and unintentional damage to another person for which you are held responsible.
Civil liability also covers material damage and bodily injury in the event of an accident outside of Quebec. The risk of a lawsuit is, however, a very real possibility in the rest of Canada and even more common in the United States.
Adding Collision and upset and All perils other than collision or upset insurance is also recommended to cover you against potential risks associated with travelling in your RV.
How much civil liability coverage is recommended?
Civil liability coverage in the order of one million dollars is often the recommended standard in the general insurance industry. And if you plan on travelling with your RV in the United States, up to two million dollars of coverage is recommended.
Compare the offers of multiple insurance companies and the current terms of your policy to find personalized protection at the best possible price. Put competition into play and call 1-866-650-4641 to get an RV insurance quote today!
What coverage is recommended for a trip outside Quebec?
In addition to two million dollars in civil liability coverage when travelling abroad, consider motorhome insurance with Collision and upset and All perils other than collision or upset, which covers all potential damage to your motorhome.
And while it’s true that the idea of waking up outside the belle province with a panoramic view over a breathtaking landscape has its charms, there is nothing better than knowing that your RV is fully covered, even far from home!
Are the contents of my RV covered?
The contents of your motorhome are not covered by RV insurance. However, they may be covered under your home insurance policy. Contact one of our insurance agents for more information.
Bundling your insurance with iA Auto and Home pays off!
Living outside Quebec?
Our auto and home insurance products are offered only in the province of Quebec.
Our partner Surex can help you with your auto and home insurance needs in your region.
