IAG Savings and Retirement Plan
The IAG Savings and Retirement Plan helps you to achieve your dreams thanks to investment options that combine growth and security.
Each of the investment fund series available through the IAG Savings and Retirement Plan is aimed at a specific type of investor. These series allow you to grow your savings while protecting your investments from market fluctuations.
After determining which series is right for you, a financial advisor will then help you to select the funds that will allow you to reach your savings goals.
Fund series overview
| Investor Type | Protection of monies invested | Characteristics | Available Funds | |
|---|---|---|---|---|
Classic
|
An investor who is accustomed to investing in mutual funds |
75% of premiums invested is guaranteed at maturity or at death prior to maturity |
|
81 segregated funds, including specialized funds |
Classic
|
Designed for investors who have significant assets, Classic Series 75/75 Prestige offers preferential pricing that will help them grow their wealth even more.
|
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Series
|
An investor who wants complete estate protection in order to leave an inheritance to loved ones |
75% of premiums invested is guaranteed at maturity, with 100% at death prior to maturity |
|
81 segregated funds, including specialized funds |
Series
|
Designed for investors who have significant assets, Series 75/100 Prestige protects investors’ wealth and offers preferential pricing that will help them grow their wealth even more. |
|||
Ecoflex |
An investor who wants to make the most of market opportunities and protect his/her money from market downturns |
100% of premiums invested is guaranteed at maturity or at death prior to maturity |
|
46 segregated funds |
FORLIFE Series
Investor Type
An investor between 50 and 75 years of age who wants a stable and guaranteed retirement income as well as access to his/her investments at all times
Protection of monies invested
100% of premiums invested is guaranteed in case of death
Characteristics
Minimum income guarantee on premiums invested for over 10 years
Savings Stage
Retirement savings growth in the event of market upturns and protection against market downturns
Funds available
38 segregated funds
Income Stage
Stable lifetime guaranteed income
Funds available
2 lifetime guaranteed income funds
Other investment options
In addition to the segregated funds offered in these series, other investment funds are available. You may opt to invest in guaranteed interest funds (similar to guaranteed investment certificates – GICs) and daily interest funds.
If you would like to invest in mutual funds or securities, you must do so outside of the IAG Savings and Retirement Plan.